About Us

Welcome to New Century Planning - Our Certified Fiduciaries Have Decades of Experience Helping Families Just Like Yours

New Century Planning is dedicated to providing expert financial guidance to individuals and families in Freehold NJ, helping them secure their financial future with confidence. No matter
whether you’re planning for retirement, seeking guidance on Social Security and Medicare, or ensuring your estate is properly managed, our comprehensive services cover every aspect of retirement and financial planning. We combine years of experience with a deep understanding of the latest financial trends, allowing us to offer strategic advice on retirement income planning, long-term care, tax strategies, and more. We pride ourselves on providing plain English communication, lots of education and clarification, and building lasting relationships with our clients, offering support to help you stay on track and achieve peace of mind in retirement.

Vision

Our Vision & Mission

Mission

Our Mission

Our mission is to provide comprehensive financial solutions that help our clients navigate life’s financial challenges with confidence.

Vision

Our Vision

To empower individuals and families to achieve financial security and peace of mind through expert planning and guidance.

Goal

Our Goal

Our goal is to be the trusted partner for every client, helping them achieve long-term financial success and stability.

Frequently Asked Questions

Find clear, detailed answers to your questions about our services and financial planning options today.

What is retirement income planning, and why is it important?

Retirement income planning involves creating a strategy to ensure a steady stream of income during your retirement years. It’s important because it helps you manage your savings, investments, and other assets effectively to maintain your lifestyle and avoid financial stress once you stop working.

How can I prepare for long-term care needs?

Long-term care planning involves assessing potential future healthcare needs and securing appropriate coverage. This can include long-term care insurance, health savings accounts (HSAs), or other financial strategies to ensure you can afford the care you may need as you age.

What are the benefits of Social Security and Medicare planning?

Social Security and Medicare planning help you maximize your benefits and avoid common mistakes. We guide you through the complexities of when to start claiming benefits, how to coordinate them with your retirement, and how to make the most of Medicare options for health coverage.

How can accounting services help me with my taxes?

Our accounting services help streamline your finances by organizing your records, identifying tax-saving opportunities, and ensuring compliance with tax laws. We handle tax preparation, filing, and provide advice on tax strategies, so you can focus on your goals while minimizing your tax liability.

What is estate planning, and do I need it?

Estate planning involves creating legal documents that specify how your assets should be distributed after your passing. It’s crucial for ensuring your wishes are followed, reducing potential legal complications for your family, and minimizing estate taxes. We help you set up wills, trusts, and other necessary arrangements.

Personalized Financial Strategies

We believe every financial journey is unique, and we approach each client’s needs with a personalized touch. We understand that your goals and challenges are specific to your situation, so we work closely with you to craft financial strategies that reflect your individual aspirations. Whether it’s saving for retirement, managing investments, or planning for future expenses, we design solutions that make sense for your life. By taking the time to understand your priorities, we ensure that our strategies are practical and aligned with your long-term financial success.

Experienced and Trusted Advisors - Our Fiduciary Standard

New Century Planning is built on years of experience and a commitment to providing trusted advice. We take pride in offering guidance that is both informed and easy to understand, helping you navigate the complexities of financial planning. Over the years, we’ve earned the trust of our clients by putting their needs first and providing straightforward advice that makes sense. You can rely on us for clear, honest, and effective strategies that give you the confidence to make informed financial decisions, knowing that we are here to help you at every stage.

Commitment to Long-Term Success - Helping You Build a “Fiscal House” for Retirement

Our focus is on ensuring your financial success not just today, but throughout your lifetime. We offer ongoing support and regular reviews of your financial plan, adjusting it as needed to keep up with life changes, market shifts, tax law changes, and new opportunities. Our goal is to build a secure financial foundation that can weather any challenges, ensuring that you stay on track toward achieving your objectives. We’re committed to being a trusted partner in your journey, always there to guide you through the ups and downs of life’s financial decisions.

Client Testimonials

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Our Experienced Professionals

Our Team

ROBERT M. RYERSON, PRESIDENT

RETIREMENT INCOME CERTIFIED PROFESSIONAL (RICP)

LOUIS R. TERRERO, CPA

PERRY DE FONTAINE, CPA

CERTIFIED PUBLIC ACCOUNTANT

HEMISH KAPADIA, CPA

FINANCIAL CONSULTANT

TEJAS KAPADIA, ESQ.

ESTATE PLANNING ATTORNEY

PETER HEGEL

MEDICARE SPECIALIST

TIRON SELA

MORTGAGE LOAN ORIGINATOR

EDWARD L. LINDQUIST

LATIN AMERICA COORDINATOR

YENIS H. BEJAS

DIRECTOR OF SOCIAL MEDIA

DOMENICA IMBIMBO

OFFICE MANAGER

EDDIE TORRES

OPERATIONS MANAGER

GENNA RYERSON

CLIENT RELATIONS ASSISTANT

Fiduciary Standard

Education & Examination

CFPS professionals must develop their theoretical and practical financial planning knowledge by completing a comprehensive course of study at a college or university offering a financial planning curriculum approved by the CFP Board. In addition, they must pass a comprehensive two-day, 10-hour CFP® Certification Examination that tests their ability to apply financial planning knowledge in an integrated fashion.

Certifications

Our CFP and CPA professionals have met these strict requirements mandated by the CFP Board and NASBA (National Association of State Accountancy Boards)

Experience & Ethics

CFP® professionals must have at least three years of experience providing financial planning services to clients before they can earn the right to use the CFP8 certification marks. As a final step to certification, CFP8 professionals agree to abide by a strict code of professional conduct known as the CFP Board’s Code of Ethics and Professional Responsibility and agree to abide by the CFP Board’s Financial Planning Practice Standards.